Treasury as a Service: Expertly Delivered by TreasuryONE

Treasury as a Service: Expertly Delivered by TreasuryONE

Today CFOs face growing pressure to deliver real-time insights, manage liquidity proactively, and ensure full regulatory compliance – all while navigating evolving market risks and capital constraints. At TreasuryONE, we recognise that world-class treasury operations require more than software – they require skilled execution, robust technology, and a relentless focus on outcomes.

That’s why we offer Treasury as a Service (TaaS): a fully outsourced, professionally managed treasury function, operated end-to-end by TreasuryONE’s expert team using the globally recognised IT2 Treasury Management System (TMS).

A Team of Treasury Specialists Behind Every Task

TreasuryONE’s 70+ experienced treasury professionals perform all the work within the TaaS solution directly. There are no intermediaries, no outsourcing layers. From cash positioning and FX hedging to compliance reporting and investment strategy, every task is delivered by our team, which executes over R330 billion in FX transactions annually and manages R34 billion in client investments across money markets.

We function as a seamless extension of your finance team—bringing deep technical knowledge, disciplined control environments, and unmatched operational capacity to support your treasury’s strategic mandate.

Comprehensive Treasury Services, Delivered by TreasuryONE

Our TaaS solution spans seven integrated service silos, each designed and executed to address critical treasury responsibilities while delivering measurable value.

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1. Daily Cash Management

TreasuryONE ensures your organisation maintains optimal liquidity and maximises yield on available funds. Our team actively:

  • Monitors near real-time bank positions across multiple geographies through IT2-integrated bank feeds via SWIFT, APIs, and host-to-host connections
  • Executes daily cash positioning to meet payment obligations and invest surpluses
  • Implements and administers cash pooling structures (notional and zero-balancing)
  • Manages intracompany loans, ensuring terms, interest, and tax efficiencies are documented and tracked
  • Compare bank fees to negotiated bank fee letters and various banks to understand and minimise costs
  • Calculates the opportunity cost of idle funds and advises on corrective action

2. Cash Forecasting and Liquidity Planning

TreasuryONE delivers highly structured and data-driven liquidity planning:

  • We assist teams to builds short, medium, and long-term rolling cash forecasts
  • Identifies seasonal or cyclical cash flow patterns through historical data analytics
  • Tracks the variance between forecasted and actuals to improve planning accuracy
  • Supplies CFOs with insights to support capital deployment and funding strategies

Our approach ensures liquidity is always planned—not guessed—and supports strategic initiatives with confidence.

3. Investment Management

TreasuryONE applies a disciplined investment framework built around the SLY principle—Security, Liquidity, Yield:

  • Manage investments against the approved investment policy digitised in IT2
  • Allocates funds across approved instruments such as MMFs, T-bills, and deposits
  • Monitors counterparty exposure using credit ratings, CDS spreads, and financial ratios
  • Reports portfolio performance against benchmarks and adjusts positions where necessary
  • Ensures full regulatory and policy compliance in execution and reporting

4. Debt Management

To help you optimise your capital structure, TreasuryONE maintains comprehensive control over your organisation’s debt instruments:

  • Maintains a live debt register tracking repayment schedules, interest rates, and covenants
  • Performs stress testing and covenant compliance modelling
  • Advises and executes interest rate hedging strategies (e.g., swaps, collars) to balance fixed and floating exposure
  • Prepares board-ready debt and funding reports with risk scenarios and maturity profiles

We proactively manage funding risk so you can focus on strategic growth.

5. Risk Management and Hedging

Our specialists identify and mitigate financial risks across FX, commodities, and interest rates:

  • Map transactional and economic exposures across business units
  • Design and execute tailored hedge programs using derivatives like forwards, swaps, and options
  • Apply quantitative models (e.g., VaR, stress tests) to measure risk and hedge effectiveness
  • Provide hedge accounting aligned with IFRS/GAAP to smooth financial statement volatility

We don’t just hedge—we ensure risk strategies are measurable, defensible, and transparent.

6. Treasury Operations and Controls

TreasuryONE ensures treasury operations are secure, efficient, and compliant:

  • Enforces strict segregation of duties across front, middle, and back-office functions
  • Performs daily bank reconciliations and deal confirmations
  • Tracks operational KPIs such as settlement accuracy and unauthorised transactions
  • Conducts periodic audits and maintains cybersecure environments with IT2’s controls

You gain full operational assurance backed by embedded controls and audit readiness.

7. Treasury Reporting and Governance

We deliver treasury transparency through strategic and operational reporting:

  • Develop dashboards visualising liquidity, risk, investments, and debt metrics
  • Prepare board and audit committee reports in alignment with governance requirements
  • Maintain up-to-date treasury policies and procedures
  • Ensure full compliance with accounting standards and regulatory frameworks

Your treasury becomes a source of insight and compliance certainty—fully managed by our team.

Built on IT2 Treasury Management System (TMS): Secure, Scalable, and Integrated

All services are executed using IT2, a best-in-class TMS hosted on Microsoft Azure’s South African data centers. This platform ensures:

  • 99.7% uptime with SOC 1 and SOC 2 certification
  • Secure data management, workflow controls, and role-based access
  • Seamless integration with your ERP and banking platforms
  • Powerful analytics and forecasting tools, custom-built for corporate treasury

The Strategic and Financial Value for CFOs

With TreasuryONE as your treasury partner, you gain more than just a service—you unlock a strategic treasury function delivered with precision, control, and measurable impact. Our TaaS model empowers CFOs to:

  • Enhance visibility into cash, risk, and funding positions
  • Improve working capital efficiency and liquidity management
  • Achieve governance and compliance across all treasury activities
  • Reduce operational risk with embedded controls and expert oversight
  • Free internal teams to focus on broader finance and business initiatives

A Cost-Effective Alternative to Building In-House

Establishing an in-house treasury function with comparable expertise, technology, and infrastructure typically requires:

  • Multiple full-time specialists across cash, risk, investments, and debt
  • A robust TMS platform with hosting, integration, and maintenance
  • Ongoing training, governance structures, and audit support

These components require significant upfront investment and ongoing costs in salaries, systems, and compliance.

By contrast, TreasuryONE’s TaaS model delivers the full capability of a high-performance treasury team and platform at a fraction of the cost. Our flexible pricing structure ensures you receive all critical services, supported by enterprise-grade technology, without the burden of internal headcount or infrastructure investment.

TreasuryONE’s Treasury as a Service offering delivers both operational excellence and financial efficiency—an ideal solution for CFOs who demand performance, compliance, and value.

Let’s transform your treasury from a cost centre into a strategic advantage.

 

Contact us for a FREE consultation