Treasury is a managed business service

Introduction

As organisations navigate increasing complexity across banking, liquidity, risk, payments, and working capital, the traditional approach of purchasing treasury software and managing it internally is no longer enough. Modern CFOs require more than technology—they need a trusted partner that combines technology, expertise, operations, and continuous optimisation.

That is why TreasuryONE has built South Africa’s leading Treasury-as-a-Service (TaaS) platform.

Rather than simply implementing treasury technology, TreasuryONE becomes an extension of a client’s finance and treasury function, providing the people, processes, technology, and daily operational support required to optimise treasury performance.

Treasury is no longer a system. It is a managed business service.

For many organisations, treasury has become increasingly complex.

Treasury teams must simultaneously manage:

• Enterprise liquidity
• Cash visibility
• Cash forecasting
• Bank connectivity
• Payment orchestration
• Working capital
• Foreign exchange risk
• Interest rate risk
• Investments
• Debt management
• Regulatory compliance
• Treasury technology

Building internal capability across all these disciplines is expensive and difficult.

TreasuryONE removes that complexity by delivering treasury as an outsourced managed service.

Our clients gain access to an experienced treasury department without having to build one themselves.

TreasuryONE combines technology with treasury expertise

Technology remains an important enabler, but technology alone does not improve treasury.

Real value comes from combining technology with experienced treasury professionals who manage treasury every day.

TreasuryONE integrates world-class treasury technologies with highly experienced treasury specialists to deliver measurable business outcomes.

Our Treasury-as-a-Service model combines:

• Treasury Management Systems
• Banking Hub connectivity
• Treasury operations
• Treasury advisory
• Treasury outsourcing
• Treasury reporting
• Continuous optimisation

The result is a fully managed treasury function focused on delivering value rather than maintaining systems.

Supporting the CFO agenda

TreasuryONE aligns directly with the priorities of today’s CFO.

Our services help organisations:

• Improve enterprise liquidity
• Increase cash visibility
• Optimise working capital
• Reduce financial risk
• Modernise treasury operations
• Simplify banking relationships
• Digitise payment processes
• Improve treasury governance

Rather than delivering software projects, TreasuryONE delivers treasury transformation.

Every engagement begins with business outcomes, not technology selection.

Treasury-as-a-Service extends beyond implementation

Many treasury projects lose momentum once a system goes live.

The software is implemented, but organisations still face ongoing challenges such as:

• Bank connectivity maintenance
• ERP integration support
• Cash forecasting
• Liquidity optimisation
• Treasury reporting
• FX execution
• Investment management
• System administration
• User support
• Treasury process improvements

TreasuryONE remains alongside our clients long after implementation.

Our Managed Treasury Services ensure that treasury continuously improves as the business evolves.

Banking Hub: The digital foundation of Treasury-as-a-Service

At the heart of TreasuryONE’s Treasury-as-a-Service offering is the TreasuryONE Banking Hub.

The Banking Hub provides secure connectivity between:

• ERP systems
• Banks
• Treasury Management Systems
• Payment schemes
• Financial institutions
• Digital payment networks

Through a single integration, clients gain complete visibility and control over their banking ecosystem.

The Banking Hub enables:

• Multi-bank connectivity
• Real-time bank statements
• Payment orchestration
• Payment approvals
• ISO 20022 messaging
• API banking
• Payment fraud detection
• Beneficiary verification
• Account validation
• Real-time payment monitoring
• Treasury analytics

This creates a single treasury operating platform across the enterprise.

TreasuryONE manages treasury every day

Unlike software vendors or consulting firms, TreasuryONE operates treasury on behalf of clients.

Our specialists perform daily treasury activities including:

• Cash positioning
• Liquidity management
• Cash flow forecasting
• Foreign exchange execution
• Money market investments
• Debt administration
• Bank relationship management
• Treasury reporting
• Payment governance
• Risk monitoring

Clients benefit from decades of treasury expertise while maintaining full visibility and control.

AI-powered treasury operations

TreasuryONE is investing in AI-enabled treasury capabilities that enhance decision-making and operational efficiency.

Future capabilities include:

• Intelligent cash forecasting
• Liquidity optimisation recommendations
• FX exposure analysis
• Payment fraud detection
• Treasury anomaly detection
• Automated treasury insights
• Treasury performance dashboards
• Predictive treasury analytics

Artificial intelligence will support treasury professionals—not replace them—allowing finance teams to make faster and better-informed decisions.

A scalable operating model

TreasuryONE’s Treasury-as-a-Service model combines four integrated pillars:

Treasury Advisory: Helping CFOs develop treasury strategies aligned with business objectives.

Treasury Technology: Implementing and supporting leading treasury technologies and Banking Hub connectivity.

Treasury Operations: Executing daily treasury activities through experienced treasury professionals.

Continuous Optimisation: Continuously improving liquidity, working capital, payments, risk management, and treasury performance.

Together, these pillars provide clients with a fully outsourced treasury operating model.

Building long-term partnerships

TreasuryONE believes treasury transformation is not a one-time implementation project.

It is an ongoing journey built on trust, collaboration, and continuous improvement.

Our delivery model is based on:

• Long-term partnerships
• Shared accountability
• Treasury expertise
• Operational excellence
• Technology innovation
• Continuous value creation

As our clients grow, TreasuryONE grows alongside them.

The Future of Treasury

Treasury is becoming more connected, more intelligent, and more strategic.

Organisations no longer need to build large internal treasury teams or manage multiple technology vendors.

Instead, they can access an entire treasury department through a single trusted partner.

Technology. Expertise. Operations. One Managed Treasury Platform.

We don’t simply implement treasury systems. We run treasury.